Financing Options
Financing Options for Your Remodeling or Flooring Project
A new kitchen, bathroom, flooring installation, or larger home renovation can be a significant investment.
Financing can provide another way to manage the cost of a project without requiring the entire project amount to be paid at once.
Main Street Kitchen & Flooring works with financing programs that may be available to qualified customers, subject to credit approval and the terms of the financing provider.
Because financing programs and promotional terms can change, we recommend speaking with our team about the programs currently available before making a financing decision.
Financing Your Home Improvement Project
Financing may be useful for homeowners who want to move forward with a project while managing payments over time. Depending on the programs currently available and your approval, financing may be considered for projects such as:
- ›Kitchen remodeling
- ›Bathroom remodeling
- ›Flooring installation
- ›Kitchen cabinets and cabinetry
- ›Whole-house remodeling
- ›Room additions
- ›Other qualifying home improvement projects
Program eligibility may vary depending on the financing provider, project, purchase amount, applicant qualifications, and current promotional terms.
Plan the Project and the Payment Together
Financing should fit the project — not determine the project.
We recommend first understanding what you want to accomplish, the materials and scope involved, and the expected project cost. From there, you can decide whether paying directly, financing the project, or using a combination makes the most sense for you.
Our team can help you develop the project scope and explain the financing programs currently available.
Request an EstimateHow the Financing Process Works
Discuss Your Project
Start by speaking with Main Street Kitchen & Flooring about the project you are considering. Understanding the approximate project scope and budget can help determine which financing options may be relevant.
Review Current Financing Programs
Our team can provide information about financing programs currently available for qualifying projects. Review the lender's complete terms carefully, including any promotional period, Annual Percentage Rate (APR), payment requirements, fees, and credit requirements.
Apply
Financing applications are reviewed by the applicable third-party financing provider and are subject to credit approval. Approval, credit limits, rates, and financing terms are determined by the financing provider.
Review the Terms Before Moving Forward
Before accepting financing, make sure you understand the payment schedule and complete financing agreement.
Before accepting financing, you should know:
- ›Your approved financing amount
- ›Required monthly payments
- ›Annual Percentage Rate (APR)
- ›Length of any promotional period
- ›What happens when a promotional period ends
- ›Whether interest may be deferred during a promotional period
- ›Any applicable fees
- ›Any other conditions established by the financing provider
Promotional Financing
Promotional financing may be available periodically to qualified applicants.
Specific promotions, rates, terms, minimum purchase requirements, and eligibility can change. Contact Main Street Kitchen & Flooring for the financing programs currently available and review the lender's disclosures before applying or accepting an offer.
Contact us for current financing options
Programs and promotional terms change. Speak with our team for what's available now.
Contact Us for Current Options
Frequently Asked Questions
Does Main Street Kitchen & Flooring offer financing?
Financing options may be available for qualifying customers through third-party financing providers. All financing is subject to credit approval and provider terms.
What projects can I finance?
Eligibility depends on the financing program currently available. Kitchen remodeling, bathroom remodeling, flooring, cabinetry, and other home improvement projects may qualify. Contact our team to discuss your specific project.
What interest rate will I receive?
Rates and terms are determined by the financing provider and can depend on the program and applicant qualifications. Review the lender's complete disclosures before accepting financing.
Are promotional financing offers always available?
No. Programs and promotional offers can change. Contact Main Street Kitchen & Flooring for current availability.
Who approves my financing application?
Credit decisions are made by the applicable third-party financing provider, not Main Street Kitchen & Flooring.
Talk With Us About Your Project
Start with the project you want to accomplish. We can help you understand the scope, explore material and design options, and provide information about financing programs currently available.
Financing Disclosure: Financing is subject to credit approval by the applicable third-party financing provider. Programs, rates, promotional offers, terms, minimum purchase requirements, and eligibility are subject to change. Main Street Kitchen & Flooring does not make credit approval decisions. Review all financing disclosures and terms provided by the financing provider before accepting financing.